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Want info on Reverse Mortgages?
Send a message in the box below or text me 415-233-1664


Gary Chinai

Sr. Vice President / Mortgage Loan Officer

Direct: 415.233.1664

Email: GChinai@CalMtg.com

CA. DEPT. OF REAL ESTATE #01002980

CA. DEPT. OF REAL ESTATE BROKER #01170868

Individual NMLS #236876 / Company NMLS #1825

Reverse Mortgage / Conventional Mortgage / Refinance / Purchase

 

 

"I love helping Seniors over the age of 62 eliminate their monthly mortgage payments by refinancing into a Reverse Mortgage." 

Gary Chinai is Sr. Vice President of California Mortgage Advisors, Inc., where he has worked since 1993. He has secured over one billion dollars of mortgage financing for home owners throughout California and works with clients on both Refinance and Purchase loans with a focus on single family homes, condominiums, townhouses and multi-unit real estate. 

 

10 reasons Financial Advisors like Reverse Mortgages for some Seniors:

 1.  Social Security & Pensions are inadequate to meet living expenses these days.

 2.  Life expectancies are longer, so people need more cash for a longer retirement.

 3.  Retirees with mortgages have too much money eaten up by their mortgage payment.

 4.  Many homeowners want to age in place in their current home, free of financial stress. 

 5.  A Reverse mortgage can help pay for in-home health care.

 6.  A Reverse mortgage can help pay for home improvements.

 7.  Affluent homeowners can defer portfolio draws during market volatility.

 8.  Cash proceeds are tax free (in most cases).

 9.  $11+ TRILLION of equity in primary residences is the biggest nest egg for Seniors.

10. New government protections have enhanced confidence in Reverse mortgages.

 

California Mortgage Advisors, Inc. (CMA) offers:

  • Refinance & Purchase mortgages anywhere in California

  • Single family, condo, townhouse, and multi-units

  • Primary residence, vacation home, rental property

  • Conforming & Jumbo mortgages

  • Reverse mortgages for homeowners age 62 and over

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